Give your money notice.
Holdout is a savings account you can't raid on impulse. Set how much notice you need — a day, a week, a month — and your money is yours again the moment that notice is up.
See how it worksThree steps, and one rule that doesn't bend
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1
Choose your notice period
Pick how long you want between asking for your money and getting it. Two weeks is a common place to start.
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2
Move money in
Add funds whenever you want. There's no fee to save, and no minimum to get going.
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3
Ask, then wait
When you want money out, you request it. It arrives once your notice period passes — no exceptions, even from you.
Built for people who already know they'll be tempted
The notice period isn't a punishment. It's the space between wanting and having.
Your funds stay under your own control the whole time — Holdout doesn't pool your money with anyone else's, and can't shorten your notice period for you, even if you ask nicely. That's the point.